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Pool & Built-in Spa Equipment warranty coverage details. Covered: All above ground, accessible, and operationally necessary parts and components of the heating. Homeowners insurance may cover your swimming pool against damage resulting from the covered perils listed in your policy. This is important, as above-ground pools are much more susceptible to damage from inclement weather and fire. pool landscaping. Liability insurance. As an. Above-ground pool insurance coverage. This falls under personal property. In most insurance providers, the above-ground outdoor pool policy has This typically covers water damages or storm damages. Accidents happen, and that is what your insurance policy is for. For example, if a tree falls on your pool.
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